Auto Insurance Adjusters

Auto insurance adjusters play an important role after a car accident, so you should know just who they are and how they operate. In short, adjusters are employees of insurance companies whose main job is to investigate accidents and determine what the liability of the insurance company is. The loyalty of the insurance adjuster lies with the company, not with you. One of the ways that insurance companies make money is by paying out as little as they are legally obligated to, and experienced auto insurance adjusters know how to do this.

Becoming familiar with the tactics that auto insurance adjusters use while evaluating claims is the best way to avoid falling prey to them. While not an exhaustive list, a few of the more common tactics include the following:

Look for Inconsistencies.

An insurance adjuster could ask for a very thorough recorded statement from you, which they will then meticulously comb through, looking for any details that suggest an inconsistency in your story, which subsequently might represent an out for the insurance company. For example, you might tell an adjuster that you only injured your arm in a crash, but later you find out you also sustained a concussion. They may then turn around and use this information to suggest that a different event caused your injuries as opposed to the accident.

Delay the Process or Avoid Contact.

Depending on the case, some adjusters might attempt to delay the case as long as they can, hoping that you will begin to feel the pressure of unpaid bills piling up. The thought is that if your bills start piling up, you'll become desperate and willing to accept whatever offer they throw at you. In these instances, stand firm, no matter how frustrating it becomes.

Encourage a Rapid Settlement

On the other hand, adjusters may try to exert pressure to settle quickly in certain cases. This strategy might be used if the adjuster feels that you don't understand the full value of your claim, or that further investigation into it will uncover more damages than the insurance company could be liable for. Having Garcia Preciado Law on your side can ensure that you are taken care of in every situation.

For most accident victims, the world of personal injury law can be a new and scary place. Hiring Garcia Preciado Law can help.

Garcia Preciado Law will be able to properly value your claim to ensure that you don't accept a fast settlement offer and leave money on the table. We are familiar with the applicable laws in your case, which means that we can advise you on what insurance adjusters can and can't do. Ultimately, we will work with you and your family to make sure that you get the best settlement offer possible while handling all of the difficult negotiations.

Auto insurance adjusters have their employer's best interests as their priority, not your interests. Even if the auto insurance adjuster is representing your claim, they still want to minimize or avoid a settlement payout. This is particularly true when you file a first-party claim with your own insurer.

To make sure you get the compensation you deserve, you need to know how to handle auto insurance adjusters. At Garcia Preciado Law, our auto accident attorneys have the experience and skill to do so. Call us at (661) 495-0084 or fill out our online contact form to schedule a FREE consultation today.

At Garcia Preciado Law, we are here to listen to you and help you navigate the legal system. Garcia Preciado Law is a dedicated husband-and-wife team with nearly 15 years of combined experience in the insurance industry and personal injury law. Our firm proudly serves injury victims in Santa Clarita, Valencia, Stevenson Ranch, Castaic, Saugus, Newhall, Canyon Country, Fillmore, Santa Paula, Los Angeles County, Ventura County, Orange County, and more. Let our family protect you and your loved ones.